See the whole picture
Bring together cash, investments, retirement, private assets, and liabilities without rebuilding a spreadsheet every month.
Know exactly where your money stands.
Bearing turns every account, statement, and estimate into one sourced financial record—then shows you what changed, why it changed, and where to optimize next.
FREENo subscription. No credit card.
Get my number — free →Takes about 60 seconds
No account linking required
No account linking required
NO SPREADSHEETNO INVENTED HISTORYNO BLACK-BOX MATH
ILLUSTRATIVE VIEW · YOUR NUMBERS WILL DIFFER
BEARINGSOURCE UPDATED TODAY
Your financial recordYour Bearing
THE WEEKLY BRIEF · 4 MINCash became your third-largest holding.→
Net worth · LINKED$1,284,620▲ $8,430 THIS MONTH
Cash runway11.6 MOSAT YOUR STATED ANNUAL PACE
Contribution rhythm
17 MOS
ONE MORE MONTH FOR FULL SEASONALITYBIG, HONEST
NUMBERS.
NUMBERS.
NET WORTH◆RETIREMENT◆CASH FLOW◆PRIVATE ASSETS◆FEES◆CONTRIBUTIONS
One record. Three answers.
Your balance is not the insight.
High earners rarely have a money problem. They have a fragmentation problem. Bearing turns scattered facts into a system you can actually inspect.
Know what changed
Separate contributions, market movement, income, and spending so a rising balance becomes an explanation—not just a number.
Find the drag
Surface idle cash, fee load, contribution gaps, and allocation changes while keeping every assumption visible.
Complete by design
One record for money that does not live in one place.
Start with what is easiest. Link an institution, upload a screenshot, or type a balance. Bearing labels where every figure came from and lets you build the complete picture over time.
Build my record — free →01 / LINKConnect accounts
Bring in balances, holdings, and transaction history through Plaid.
LIVE02 / SNAPRead a screenshot
Import a statement without sharing credentials. You verify every extracted figure.
SNAPPED03 / TYPEEnter anything else
Private investments, liabilities, or the account you prefer to keep manual.
MANUALTHE WEEKLY BRIEFNO. 0042 · SUNDAY
The signal, not the feed
Know what your money did this week—in four minutes.
Bearing turns the newest facts in your record into one short explanation. What happened. Why. The math that matters. What to watch next.
01 Every personal number traces back to its source.
02 Application code does the math—not the writing model.
03 One headline and one useful stat arrive Sunday.
Built for financial adults
Your numbers deserve receipts.
Source labels everywhere
Linked, snapped, manual, or attested. You always know what is live and what needs a refresh.
History starts honestly
No synthetic backfill. Trends begin when facts arrive, and imported history stays labeled.
AI does not do the math
Models can read and write. Tested application code calculates every displayed financial figure.
Your bank password stays out
Plaid handles institution authentication. Bearing receives financial records, not your bank password.
You optimize your career.
You optimize your portfolio.
Now optimize the system.
- You track net worth but still reconcile it by hand.
- Your finances span more institutions than one dashboard can explain.
- You care about allocation, fees, runway, and contribution rhythm.
- You want useful reporting—not another stream of market noise.
Before you bring the numbers.
How much does Bearing cost?
Bearing is free to use. There is no subscription and no credit card is required.
Do I have to link my accounts?
No. Start with two estimates, then add accounts by linking, snapping a screenshot, or typing a balance manually.
Is Bearing investment advice?
No. Bearing provides reporting, arithmetic, comparisons, and stated assumptions. It does not tell you what to buy or sell.
Does AI calculate my financial figures?
No. AI is limited to reading ambiguous documents or descriptions and drafting prose from verified facts. Application code calculates displayed figures.
What happens when data is missing?
Bearing shows a locked or calibrating state. It does not fill gaps with invented personal history.
Your first answer takes about a minute.Stop wondering.
Stop wondering.
Get your Bearing.
Start free →
Free to use. No credit card. No account linking required to start.